Terms & Conditions

These Terms & Conditions (hereinafter "T&C") govern the use of the services provided by Finanzexperte24 GmbH (hereinafter "Provider") through the website finanzexperte24.com. By using the platform, you agree to these T&C.

The Provider offers a platform for structuring and visualizing information intended to support users in their decision-making. The content provided serves exclusively as general information and does not constitute individual advice. The Provider guarantees neither the completeness nor the accuracy of the information presented.

Registration may be required to use certain features. The user is obligated to provide truthful information and to treat their access credentials confidentially. The Provider reserves the right to restrict or block access in the event of violations of these T&C.

All content provided on the platform, including texts, graphics, software, and databases, is protected by copyright and is the property of the Provider or its licensors. The user receives a simple, non-transferable right to use the platform for its intended purpose. Any use beyond this, in particular reproduction, distribution, or making publicly available, requires prior written consent.

The user undertakes to: - Use the platform exclusively for its intended purpose - Not transmit any unlawful, misleading, or harmful content - Not circumvent or manipulate technical protective measures - Comply with applicable laws and regulations

The Provider is fully liable only for damages arising from injury to life, body, or health, as well as for intentional misconduct and gross negligence. For slight negligence, the Provider is liable only for breach of essential contractual obligations, with liability limited to the foreseeable, contract-typical damage. Liability for indirect damages, lost profits, or data loss is excluded to the extent legally permissible.

The Provider strives for high availability of the platform but does not guarantee uninterrupted operation. Maintenance work, technical disruptions, or force majeure may lead to temporary restrictions. The Provider reserves the right to modify or discontinue the service at any time without prior notice.

The processing of personal data is carried out in accordance with our Privacy Policy and in compliance with the General Data Protection Regulation (GDPR) and the German Federal Data Protection Act (BDSG). For further information, please refer to our Privacy Policy.

The Provider reserves the right to amend these T&C at any time. Registered users will be informed of significant changes via email. Continued use of the platform after notification of changes constitutes acceptance of the updated T&C.

The laws of the Federal Republic of Germany apply, excluding the UN Convention on Contracts for the International Sale of Goods. The place of jurisdiction for all disputes arising from or in connection with these T&C is Frankfurt am Main, provided the user is a merchant, legal entity under public law, or a special fund under public law. Should individual provisions of these T&C be or become invalid, the validity of the remaining provisions shall remain unaffected.